Merchant CheckScan
Features & Functions
Merchant CheckScan is a check payment processing software system that creates an on-line image based archive and research tool that provides the power to respond quickly and accurately to customer inquiries. The fronts and backs of all scanned checks and remittance documents are available for high-speed research, viewing and printing. The volume of images maintained online is limited only by hardware capacity.
Click image for screen views of selected Merchant CheckScan processes.
End-to-end processing
Merchant CheckScan starts with scanning the front and back images of checks. Once captured, transaction amounts and other check data can be can be keyed from image, stored in an on-line archive, extracted to an accounts receivable posting file and optionally prepared for remote image deposit to the bank(s) of your choice.
Data security
All data transmissions between merchants and banks are performed using the latest digital encryption.
Effects of Check 21 legislation
With the recent passage of Check 21 legislation, clearing checks using images is a reality. To facilitate all possible bank clearing methodologies, Merchant CheckScan's optional deposit module provides electronic conversions to digital Check 21 X9 standard formats.
Architecture and device independent
Offering stability, ease of use and flexibility, Merchant CheckScan is based on an N-tier open architecture running on Windows .NET technology. This check processing system is designed to adapt to any business environment. Merchant CheckScan is sorter, encoder and scanner independent and interfaced to more than 40 types of capture devices with a large range of speeds and capabilities. Merchant CheckScan's payment processing software supports products from leading name companies including: AIM, Buik, Canon, CTS, Digital Check, Fujitsu, Kleindienst, NCR, Opex, Panini, Seac and Unisys.
Recognition technologies
Merchant CheckScan incorporates, as an option, recognition technologies including: magnetic ink character recognition (MICR), and courtesy amount recognition and legal amount recognition (CAR/LAR). These check processing technologies, together with embedded image quality assurance, and improved speed and accuracy in the capture process, result in major time savings in data entry/processing, error correction and balancing routines.
Multiple day/job processing
Merchant CheckScan's payment processing software supports multiple day and multiple batch processing.
Key-from-image
Merchant CheckScan's highspeed key-from-image feature greatly enhances operator efficiency and reduces costs.
CD/DVD burning ability
With its Archive View software, Merchant CheckScan provides the ability to burn images and data together to CDs or DVDs for backups, offsite distribution and standalone archive.
Flexibility and scalability
Merchant Remit's check processing software system is modular in design and highly scalable. Merchant CheckScan can be deployed as a single station and scanner system for small businesses or scaled up to Merchant Remit, our high-volume, multi-location, multi-user remittance/lockbox system. Merchant Remit's check processing system supports traditional retail remittance and lockbox for checks only, checks with payment stubs or coupons and multiple transaction documents. Merchant Remit also offers the sophistication demanded for wholesale remittance and lockbox operations supporting large payment documents such as full page list items, tax forms, multi-page documents and other specialized large forms.
