MerchantCapture
Features & Functions
Multiple clearing formats
Merchant Capture supports electronic check conversion to Check 21 X9.37 standards, including digital and IRD formats for high speed clearing and ACH (ARC and BOC). Banks can accept and pass customer's electronic deposits through to their regular check clearing system.
All data transmissions between merchant and bank are performed using the latest encryption.
Click image for screen views of selected Merchant Capture processes.
CAR/LAR technology
Recognition technology: Merchant Capture incorporates CAR/LAR technology that improves speed and accuracy in the remote deposit capture process and results in major savings in data entry/processing time, error reduction and balancing routines.
- Key-from-image: Key-from-image and high-speed document queuing improves operator efficiency.
- Image quality control: Merchant Capture performs this function at the point of capture thereby mitigating upstream risk.
- Operator helps: Smart balancing, account linking and simple color indicators provide operator guidance while reducing errors and training time.
System architecture
Merchant Capture uses N-tier architecture based on the Microsoft's .Net platform.
Accounting system interfaces
Merchant Capture's transaction files interface with the customer's accounts receivable applications from leading accounting solutions including Great Plains, Solomon, Peachtree, Quickbooks and more.
Transaction support
Merchant Capture supports transactions involving checks only, coupons only, checks with payment coupons and multiple transaction documents. Also, wholesale support for large payment documents, full-page list items, tax forms, multi-page documents and other specialized large forms.
Image archive and research
Merchant Capture creates an image archive for enhanced operations and customer service. Field level indexes provide powerful multi-criteria search capabilities by individual or entire transaction.
Flexibility and scalability
Merchant Capture is modular in design and highly scalable, i.e., supports any payment volume, from small single user systems to large payment processing environments.
Device independent
Merchant Capture is scanner, sorter and encoder independent and can be interfaced with more than 40 remote deposit devices including Buik, Canon, CTS, Digital Check, Fujitsu, Magtek, Panini and Unisys brands.
CD/DVD burning ability
Merchant Capture provides the ability to burn images and data together with Merchant Capture's archive view software to CDs or DVDs for backups and offsite distribution.
